Credit Score

• How is a CREDIT SCORE determined? July 20, 2014
  Based on the information in your credit report, lenders calculate your credit score so they can assess the risk you pose to them before they decide whether they will give you credit. The higher your score, the less risk you pose to creditors.
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• What information does a CREDIT REPORT actually have about a person? July 20, 2014
  A credit report contains information on where a person works and lives, how they pay their bills, and whether they’ve been sued, arrested, or filed for bankruptcy. The Consumer Reporting Agencies gather this information and sell it to creditors, employers, insurers, and others for purposes of profiling each individual who has a Credit Report with their […]
  Credit Score
• What bases a CREDIT REPORT? July 20, 2014
  Your credit report is based on the bills and payments you have missed or been late paying, loans that you have paid off, plus your current amount of debt.
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• What is CREDIT REPORTING? July 20, 2014
  Credit reporting is a system lenders use to decide whether or not to give you credit or a loan and how much interest they can charge you for it.
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• Credit Score services that monitor your credit report July 15, 2014
  By monitoring daily or monthly activities is something unheard of by most people. It’s because staying in the dark is what the default option generally is. But if you want the light to shine, you might as well “just do it” and start monitoring your credit report so you know what is going on when […]
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• Fixing your credit report July 6, 2014
  If your car is mis-aligned, your car will drive wobbly and not take you where you need to go in a comfortable and smooth fashion. Just like a credit report. Having items listed that aren’t aligned with you need to be fixed so that the report can be aligned and tailored to reflect your actual […]
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• Finding errors on my report July 6, 2014
  If I knew the errors on my report, I wouldn’t waste any time waiting until those errors vanish away on their own. That’s not going to happen by the way. So, the longer I wait, the longer I take to build my credit to a proper level that reflects my actual credit. There’s no way […]
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• Improving your Credit Score July 3, 2014
  The simplest ways to improve your credit score is by leasing a vehicle or financing a vehicle or having some type of a credit loan. This will increase your credit score since you will be building your history of paying responsibly. But, if you have a problem with your score and you need to increase […]
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• What is beneficial about knowing my 3 SCORE report? June 23, 2014
  Not only do you know what you have on your credit report, but you get to get down to the details of what is in the report including accuracy, score, credit available, loans, open credit cards, closed credit cards, loans paid off, public records, liens and more about general confidence with your overall status.  This […]
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• I have a credit score that’s not properly reflecting my financial status. What can I do? June 19, 2014
  There are groups that specialize in strategically assisting to lead you in the right path. A few examples of those groups may be found here on CreditScore.org.
  Credit Score